.Union Financial Official Nirmala Sitharaman3 minutes went through Final Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Finance Administrator Nirmala Sitharaman announced that the government aims to open over 30 thousand brand-new PMJDY accounts during the course of 2024-25.Rundown reporters, Sitharaman revealed that since August 14, 2024, a total amount of 531.3 thousand Jan-Dhan accounts have actually been opened considering that the system's launch a decade ago, along with a collective deposit difference of Rs 2.3 trillion.The typical difference every profile has raised from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. Around 80 per cent of these profiles are currently energetic." PMJDY has played a crucial duty throughout the global, particularly for females," mentioned Sitharaman.Regardless of the allowance for no harmony as well as the absence of a minimal balance criteria, just 8.4 percent of the profiles maintain an absolutely no balance. The plan has actually been actually specifically reliable in non-urban and semi-urban areas, where 66.6 per-cent of the profiles lie.Since August 14, 2024, ladies account owners work with 55.6 per-cent of the total accounts, totaling up to 295.6 thousand profiles, depending on to the Administrative agency of Money.
Currently, 99.95 per-cent of all dwelled towns have financial locations accessible within a 5-kilometre radius via several touchpoints, including banking company branches, automated cashier makers, banking contributors, and India Blog Post Repayments Bank.As of August 14, 2024, there are over 1.73 billion operative CASA (current account money market account) accounts in the country, consisting of more than 530 million operative PMJDY profiles.Regarding social safety programs, Sitharaman highlighted that over 200 million advancing enrolments have actually delivered life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly premium of Rs 436.In addition, over 450 thousand advancing enrolments have actually used 1 year accidental cover of Rs 2 lakh (for death or even long-lasting total impairment) and also Rs 1 lakh (for long-lasting limited disability) under the Pradhan Mantri Suraksha Bima Yojana, with a costs of Rs 20 yearly.The Atal Pension plan Yojana has actually enrolled over 68 thousand customers.In regards to credit-linked schemes, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 thousand advancing loans totaling up to Rs 29.93 mountain (since July 12, 2024) have been accredited to deliver collateral-free institutional money management to mini and local business devices up to Rs 10 lakh for income-generating activities.Under the Stand India Plan, 236,000 cumulative loans completing Rs 53,609 crore (as of July 15, 2024) have been allowed to Scheduled Caste, Scheduled Group, and women entrepreneurs for establishing greenfield projects.In addition, the Pradhan Mantri SVANidhi plan has accredited loans worth Rs 12,630 crore to 6.52 million road vendors as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY advancing deposit remainder of Rs 2.3 mountain.u00b7 There end 1.73 billion personnel CASA profiles.u00b7 Females account owners consist of 55.6% of complete profiles.First Posted: Aug 27 2024|9:37 PM IST.